example is that Christians are obligated to pay off their debts (Ps. 37:21), but Scripture does not compel everyone to use Dave Ramsey’s debt snowball (paying off the smallest debt first) as opposed to another debt-reduction technique (such as paying off high-interest debts first). The primary goal of this book, in contrast to other financial books, is not to help you become prosperous or even debt-free. Our chief goal is to encourage you to work, spend, give, save, think, and live to the